Updated June 14, 2026

🧭 Guide for Clients (People Looking to Buy Life Insurance)

This guide helps you understand the website, take the quiz, get matched with an agent, and access educational resources. No login is required.

📌 Start Here

Link	Purpose	What You Will Do
Home	Introduction to Geniusflow AI	Read about how it works: answer 8 questions, get matched to plans, and talk to an agent.
Quiz	The 8‑question form	Fill out your name, phone, email, state, and answer a few health/budget questions. This is how you request a quote.
How It Works	Step‑by‑step explanation	See the process: quiz → AI call or agent follow‑up → proposal → purchase.
Compare Options	Side‑by‑side plan comparison	Understand the differences between Term Life, Whole Life, and Indexed UL.
Income & Living Benefits	Educational content	Learn about policy features that provide income replacement and living benefits.
Client Guide	PDF with step‑by‑step instructions	Download and read if you want a written guide on how to get a quote, log in, and book a call.
Agent Handbook	(For agents only)	Not needed for clients, but you can browse if curious.
FAQ	Common questions	Find answers about the quiz, privacy, AI calls, and how agents work.
Privacy Policy	Legal document	How your data is handled.
Terms	Terms of use	Rules for using the website.
Refund Policy	Refund information	For any payments made (though you won't pay Geniusflow – you pay your agent).

You fill out the 8 questions honestly.
Within 60 seconds, one of two things happens:
- If the agent has the AI Pro plan: You will receive an AI voice call that asks a few more questions and then books an appointment with the agent.
- If the agent has a lower plan: The agent will call or text you directly (usually within minutes).
The agent will present you with a proposal (Term, Whole Life, or IUL) based on your needs.
You choose a policy, complete the application, and start coverage.

Q: Do I have to pay to use this website?

A: No. Geniusflow AI is free for consumers. Agents pay a subscription to receive leads. You pay nothing to get a quote.

Q: Is my information secure?

A: Yes. We use bank‑level encryption. Your data is only shared with licensed agents who can help you find a policy.

Q: Will I get spam calls?

A: No. You consent to be contacted by one or two agents. You can opt out at any time by replying STOP.

Q: What if I don't want an AI voice call?

A: You can request to speak only with a human agent during the quiz. The AI call is optional and only used if the agent chooses the AI Pro plan.

Q: How long does the quiz take?

A: About 60 seconds.

Q: Do I have to buy a policy?

A: No. There is no obligation. The agent will present options, and you decide.

Q: What if I have questions before taking the quiz?

A: Visit the FAQ page or email support@geniusflowai.co.

Q: Can I see the Client Guide without taking the quiz?

A: Yes. Click the Client Guide link – it opens a PDF you can read or download.